Assignment of Benefits
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This session focuses on the 50-State Summary of Assignment of Benefits Laws.
Edward Cross
Associate Attorney
LAW OFFICES OF EDWARD H. CROSS RIA RESTORATION ADVOCATE
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AGA Academy - Assignment of Benefits
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RIA Assignment of Benefits and Insurance Bad Faith: 50-State Reference Guide
Open to download resource.
Open to download resource.
The RIA has compiled this collection of excerpts of cases and statutes that address certain aspects of the enforceability of assignment of benefits for each state, and insurance bad faith. It is not a complete statement of the relevant law, and as laws change, the legal principles may be reversed or become outdated. However, this material will provide a good starting point for restorers, working closely with their lawyers, to formulate an assignment strategy that fits their businesses.
For each state, we have provided legal excerpts that relate to assignments and to insurance claims handling practices. The reader should not presume a right to sue an insurance company will always exist simply because the insurer has violated one of the regulations or statutes shown here. Those rights vary by jurisdiction.
This collection of material has many different uses. It can serve as a guide to help restorers navigate the claims process. It can serve as an important training tool for restoration personnel who deal with insurance claims. It can be summarized and incorporated into written and oral communications with policyholders, consultants, insurers, and attorneys. It can also be used in litigation.